Card Acquiring

NEED TO ACCEPT CARD PAYMENTS? ACCEPT NO SUBSTITUTES.

High-performance card acquiring with fast onboarding and up to 97% authorisation rates.

Why Rapyd?

Local Card Acquiring. Global Reach.

With Rapyd's multi-license advantage, you get high-performance acceptance with Visa, Mastercard and Amex.

Local debit and credit card acquiring in the UK, Europe, LATAM, Hong Kong, Israel and Singapore.
Unified in-store and online payments.
Automated dispute management.
Hundreds of payment methods.

Global Card Acquiring

The localised and secure solution for accepting card payments from customers worldwide.

Every Business

Rapyd has solutions for igaming and online gambling, ecommerce, digital goods, forex, CFD, financial services and beyond.

Omnichannel Sales

Sell online and in-store with one unified solution. Accept card payments via SoftPOS, virtual terminals and more.

Integrate Your Way

Use our API, Hosted Checkout or Developer Toolkit to customise payment experiences across channels with one platform.

Rapyd Card Acquiring

The localized and secure solution for accepting card payments from customers worldwide.

Across Industries

Rapyd has industry-optimized payment and payout solutions for ecommerce, digital goods, marketplaces, B2B and more.

Online

Add payments to sites and apps your way: API, hosted checkout, developer tool kit, plugins and payment links.

Remote & Mobile

Use our Virtual Terminal to accept credit card payments over the phone, in-store or on the go.

In-Store

Get a unified payments solution with advanced card machine and dedicated support across Europe.

BUILD BOLD. GET RAPYD.

Simplify payments and unlock global growth. Complete the form, and let our experts show you how to build your business with Rapyd Card Acquiring.

SUPPORT FOR HIGH-OPPORTUNITY INDUSTRIES

High-opportunity industries are fast-growing, highly profitable and have unmet payment needs. They include:

iGaming and Online Gambling
Influencer & Creator Economy
Online Trading, Forex & CFDs
eCommerce & Digital Goods
Online Travel

LAUNCH FASTER IN LATAM WITH MoR Services

Sell across LATAM with local acquiring and payment methods, eliminating the need to establish local legal entities, open regional bank accounts, or navigate complex foreign tax laws.

No local entity required
Leading authorisation rates
Built-in compliance and tax management

BEYOND CARD ACQUIRING

Rapyd’s all-in-one platform supports every payment need.

Local payment methods
Global disbursements
Embedded financial services
Ledger infrastructure
Stablecoin solutions.

GROW SALES. SHRINK ABANDONMENT.

Rapyd localises languages, currencies and payment methods so you can deliver trusted checkout experiences wherever your customers are located.

CARD PAYMENTS THAT WORK HARDER AND SMARTER

Multi-Currency

Accept payments in 150+ currencies, settle in your preferred currency.

Flexible Settlement

Settle on the schedule that works for you – daily, weekly, or monthly.

Dispute Management

Efficiently manage and address disputes before chargebacks occur.

Fraud Protection

Accept secure online payments with built-in fraud monitoring and adaptive 3DS.

Identity Verification

Protect sensitive customer data with reusable tokens for transactions.

Subscriptions

Create recurring revenue with Rapyd’s easy-to-use subscription builder.

Higher Authorisation

Among the best authorisation rates globally, trusted by 250,000+ merchants.

Fast Onboarding

Get clients transacting quickly with high merchant approval rates.

FAQ

What is the difference between other payment acquirers and Rapyd?

While a standard payment acquirer only processes transactions, Rapyd provides an end-to-end fintech infrastructure to accept, send, and hold funds on a single platform. Beyond simple processing, Rapyd offers a multi-license advantage for local card acquiring across the UK, Europe, LATAM, and Asia. Our AI-native platform delivers up to 97% authorisation rates and integrates robust wallet technology, allowing businesses to manage multi-currency accounts, sub-accounts, and vIBANs within a single integration.

Does Rapyd provide merchant acquiring services for complex and challenging industries?

Yes. Rapyd is an expert at providing merchant acquiring services for high-opportunity, complex industries that traditional banks often avoid. We provide stable, compliant infrastructure for iGaming and online gambling, Forex, CFD trading, and Crypto exchanges. With 80% of merchants onboarded in under 24 hours, Rapyd combines fast approval with the sophisticated fraud monitoring and high authorisation rates required for high-volume, global scale.

Can I accept card payments in LATAM without a local entity?

Yes. Through Rapyd’s Merchant of Record (MoR) services, international merchants in Asia and other regions can access local card acquiring in markets like Mexico, Brazil, Chile, Colombia, and more. Rapyd handles the local tax, compliance, and regulatory requirements, acting as the legal entity so you can accept local card payments and settle in your preferred currency immediately.

What are the benefits of using Rapyd as a direct card acquirer for large enterprises?

For global enterprises, a 1% lift in authorisation rates can translate into millions in additional revenue. As both a directly licensed payment acquirer and an issuer, Rapyd possesses unique, end-to-end visibility into the transaction lifecycle. We leverage these proprietary data insights to understand exactly why issuers decline transactions, allowing us to proactively tune our infrastructure and drive authorisation rates up to 97%. Our team partners with you to optimise global performance—not just through superior card acquiring but by driving total checkout conversion via hundreds of local payment methods, stablecoin settlement, and high-performance API flows.

Does Rapyd provide local card acquiring for ISOs and PayFacs?

Rapyd gives ISOs and PayFacs everything they need to expand their reach by offering a white-label infrastructure for payments and payouts. Some of the world’s top ISOs and PayFacs use Rapyd to expand their reach, improve their authorisation rates, and accelerate API-enabled onboarding.