# Rapyd  Pricing

Access reliable payment solutions and create better commerce experiences worldwide.

### Understanding Interchange++ (IC++)

Interchange++ pricing is a transparent fee structure used in card payment processing. It consists of three components: the interchange fee, scheme fee, and acquirer fee.

The Interchange and Card Scheme Fees are set by external entities. Rapyd charges a small Acquirer Fee for each transaction.

##### Interchange (Issuer Fee)

This fee is a percentage of the transaction amount that is paid to the cardholder’s bank (issuer). It varies depending on several factors including the country and transaction type.

With Interchange++ pricing, Rapyd does not mark up these rates.

##### **0.20% – 1.80%**   **per transaction**

##### Scheme (Visa/Mastercard/AMEX fee)

A percentage of the transaction amount that is charged by the payment method or card network like Visa or Mastercard. This fee covers transaction processing and handling.

With Interchange++ pricing, Rapyd does not mark up these rates.

##### **0.02% – 0.65%**   **per transaction**

##### Acquirer Fee (Rapyd’s Fee)

Rapyd charges a small fixed fee per transaction to deliver card acquiring and payment processing services.

Our fee is very competitive and can vary based on processing volume and other factors.

**Transparency:** Because Rapyd’s acquirer fee is fixed and transparent, merchants are free to optimise their pricing strategy, for example, by adjusting prices by region to reflect interchange fees.

**Cost Effectiveness:** Interchange ++ results in lower fees compared to blended rate models.

Rapyd customers can analyze Interchange and scheme fees using our [Interchange Plus Pricing Report](https://docs.rapyd.net/en/interchange-plus-pricing-report.html)

### Examples of Interchange and Scheme Fees

### Benefits of Interchange++ with Rapyd

|     |     |     |
| --- | --- | --- |
|     | **Interchange Fees (Visa/Mastercard)** | **Scheme Fees (Visa/Mastercard)** |
| **Domestic Debit** | 0.20% | 0.02% – 0.12% |
| **Domestic Credit** | 0.30% | 0.02% – 0.12% |
| **Cards Issued Outside the EEA** | 1.50% – 1.80% | 0.55% – 0.65% |

Get complete details on [Visa](https://www.visa.co.uk/about-visa/visa-in-europe/fees-and-interchange.html) and [Mastercard](https://www.mastercard.com/europe/en/regulatory/european-interchange.html) interchange fees.

#### GET RAPYD. GET PAID.

Interested in Rapyd Pricing? Talk to our global payments experts for payment solutions that align with your business goals.